Inflation-Adjusted Retirement Planning
Symbolic Notation
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Inflation-Adjusted Retirement Planning Symbolic Notation |
The following variables are used throughout the planning models
| Symbol | Title | Description |
| Aj |
Savings/ Investments |
Annual inflation-adjusted savings set aside or needed for retirement fund |
| Rk |
Retirement income |
What your annual inflation-adjusted retirement income should or would be |
| A1 |
Savings/ Investments |
The first term in the series |
| R1 |
Retirement income |
The first term in the series |
| m |
Investment period |
How many years of inflation-adjusted savings before you retire |
| n |
Retirement period |
How many years your inflation-adjusted retirement income will last |
| i |
Net average annual interest rate |
Net average annual yield will you realize on your retirement savings/investments |
| r |
average annual inflation rate |
Average annual inflation rate your retirement savings/investments will suffer |
The following variables relate the main variables above specifically to your case:
| Symbol | Title | Description |
| DO | Age now | Your age or date now |
| DR | Retirement age |
The age or date you start your retirement |
| DD | Age of death |
The age or date you die, or your spouse dies (if you are providing for her) |
| AO |
Maximum savings amount |
How much of your present annual income you can afford to dedicate to retirement |
| RO |
Retirement income need |
Retirement income required, in today's dollars, to sustain your present quality of life |
| BO | Lump sum | An existing lump sum (if any) which will be dedicated to your retirement |
©2008, Simon Revere Mouer III
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